Tourism & Hospitality Worker?
Out of work? Working less?
We’re here for you.

Tourism & Hospitality Emergency Response (THER) is a new recovery plan for workers and workplaces to assist people who have lost their jobs or are working fewer hours due to the COVID-19 pandemic. We want to hear directly from workers like you, so we can understand what supports or training you need to get back to work.

Complete the survey for a chance to win one of three VISA Gift Cards*

*Some restrictions may apply.  See eligibility requirements.

We have your back.

The COVID-19 pandemic has been devastating for the more than 300,000 people who work in the hospitality and tourism sector including accommodation, food and beverage services, recreation and entertainment, transportation, and travel services.

The Tourism & Hospitality Emergency Response will:

  • Help tourism and hospitality workers like you find new or different job opportunities
  • Identify the specific skills and training that workers like you need to find new jobs
  • Connect impacted workers with the latest information on relief programs, grants, community support, training (re-skilling, upskilling), and employment programs
  • Provide access to health and safety protocols for those returning to work

Learn more about resources in your province.

Get program updates

Help shape the creation of tourism and hospitality job recovery programs.

Tourism & Hospitality Emergency Response is a job recovery initiative led by The Ontario Tourism Education Corporation (OTEC), the Future Skills Centre (FSC) and other partners. It is funded by the Government of Canada and the Government of Ontario.

Ontario Tourism Education Corporation

Funded by:

Hospitality Workers Training center
Ontario Restaurant Hotel and Motel Association
Tourism HR Canada
Tourism Skillsnet Ontario

Find information that’s relevant to you

Below are resources for businesses, workers, students, individuals and families. This guide provides a list of available provincial and national supports, along with eligibility and how to apply.

Links will take you to the government website with more details.

Returning to work?

Find industry related information here

All federal benefits are displayed below. You can select a region to add programs from your province or territory.

Select a resource type:

Select a region to filter:

  • Show All
  • Alberta
  • British Columbia
  • Manitoba
  • New Brunswick
  • Newfoundland and Labrador
  • Northwest Territories
  • Nova Scotia
  • Nunavut
  • Ontario
  • Prince Edward Island
  • Quebec
  • Saskatchewan
  • Yukon

Child Subsidy

One-time $200 payment per child up to 12 years of age, and $250 for those with special needs, including kids enrolled in private schools.

Region: Ontario

Learn more:

Child Subsidy

Gift Card Program

Any employee who has received a lay-off notice as a direct result of the impacts associated with COVID-19. The employer submits an application form for every 25 employees. 

Once approved, an email will be sent to the employer with individual letters for your employees.  These letters will contain a ‘gift card number’. The affected employee can redeem their gift card number at any Sobeys, Foodland, Co-op or Lawton’s store on Prince Edward Island.  Note that the employee must present their letter and a photo ID (or two valid pieces of personal identification) in order to redeem.

Region: Prince Edward Island

Learn more:

Gift Card Program

Student Loan Repayment Deferrals

The province has implemented a 6 month, interest free moratorium on Alberta student loan payments. Repayments are paused as of March 30, 2020. Interest will not accrue during this period and students do not need to apply for the repayment pause.

Region: Alberta

Manitoba Scholarship and Bursary Initiative (MSBI)

The province will match all funds raised by universities and colleges for the MSBI for the year, dollar for dollar, instead of with one dollar for every two dollars raised or donated privately.

Region: Manitoba

Temporary Wage Supplement For Lower Income Essential Workers

The new wage supplement consists of a flat $400 per month benefit for up to 16 weeks (March 15 to July 4) for each eligible worker.

Region: Saskatchewan

Self-Isolation Support Program

The Self-Isolation Support Program is targeted at Saskatchewan workers forced to self-isolate in order to curb the spread of COVID-19, and who are not covered by recent federally announced employment insurance programs and other supports. The program will provide $450 per week, for a maximum of two weeks or $900.

Region: Saskatchewan

Student Loan Payment Deferral

Student loan repayments are deferred for the next six months, until September 30, 2020.

Region: Manitoba

Income Tax Filing Extension

The Manitoba government is extending the provincial income tax filing deadline to Aug. 31, with no interest or penalties.

Region: Manitoba

Manitoba Protection Plan

The provincial government has instructed Manitoba Hydro, Centra Gas and Manitoba Public Insurance (MPI) to refrain from charging interest or penalties for those unable to pay. It's also told Manitoba Hydro and Centra Gas they cannot disconnect customers.

Region: Manitoba

The Essential Health Care Workers Program

The program will see health-care workers receive a bonus of up to $2,000 after a four-month period, beginning March 13.

Region: Nova Scotia

Student Loan Deferral

Student loan repayments are deferred for the next six months, until September 30, 2020.

Region: Ontario

Learn more:

Student Loan Deferral

Worker Emergency Bridge

The Worker Emergency Bridge is a one-time payment of $1,000 for Nova Scotians who are laid off or out of work because of COVID-19, who don’t qualify for Employment Insurance, and earn between $5,000 and $34,000. 

Region: Nova Scotia

Learn more:

Work Emergency Bridge

Student Loan Payment Deferral

Nova Scotia Student Loan payments deferred until Sept. 30, 2020.

Region: Nova Scotia

Student Loan Deferral

Six month suspension of student loan repayment, until September 30, 2020.

Region: Newfoundland and Labrador

Learn more:

Student Loan Deferral

COVID-19 Income Support Fund

The Prince Edward Island COVID-19 Income Support Fund provides financial support to residents of Prince Edward Island to bridge the gap between the loss of their job/lay-off, loss of their primary source of income, Employment Insurance benefits have expired or loss of all revenues through self-employment as a result of COVID-19. This emergency income fund is a one-time lump sum payment of $750 from the Government of Prince Edward Island. This emergency income is taxable.

Individuals who are self employed may be eligible for the support fund.  

Region: Prince Edward Island

Labour Market Services

Saskatchewan Labour Market Services offer career, employment and training information and services to Saskatchewan residents. These services continue to be available from anywhere in the province, by calling or emailing your nearest Labour Market Services office.

Region: Saskatchewan

BC Emergency Benefit for Workers

The Emergency Benefit will provide a tax-free $1,000 payment to British Columbians whose ability to work has been affected by the outbreak. The benefit will be a one-time payment for British Columbians who receive federal Employment Insurance (EI), or the new Canada Emergency Response Benefit, as a result of COVID-19 impacts. This includes workers who have been laid-off, who are sick or quarantined, parents with sick children, parents who stay at home from work while child care centres and schools are closed, and those caring for sick family members, such as an elderly parent

Region: British Columbia

B.C. Climate Action Tax Credit

The province will boost income supports by increasing and expanding the B.C. Climate Action Tax Credit in July 2020. As many as 86% of British Columbians will see some extra money from this enhancement. Eligible families of four will receive up to $564 and eligible individuals will receive up to $218 in an enhanced payment. This boosts the regular climate action tax credit payment of up to $112.50 per family of four and up to $43.50 per adult.

Region: British Columbia

Paid Sick Leave Program

The Paid Sick Leave Program allows Yukon workers or those self-employed who are without sick leave to stay at home if they are sick and required to self-isolate for 14 days and still meet their basic financial needs. All eligible Yukon employers and self-employed individuals may apply. 

Region: Yukon

Economic Stimulus Package

The province provided an economic stimulus package to support local workers and businesses impacted by COVID-19. 

The stimulus package will:

  • Support Yukon workers through a COVID-19 related 14-day isolation with paid sick leave 
  • Reduce the negative impact of COVID-19 by establishing a grant program to address certain expenses related to cancelled events 
  • Stimulate business and the tourism industry by waiving, reimbursing or delaying government fee collection, such as airport landing fees

Region: Yukon

Transitional Rent Supplement Program (TRSP)

The Transitional Rent Supplement Program (TRSP) has undergone changes to make the program more responsive and accessible to NWT residents. 

The TRSP provides rent supplement to residents renting in the private market. If residents have low-to-modest income and their shelter costs are unaffordable, they may be eligible for assistance under the program.

Region: Northwest Territories

Student Loan Payment Deferral

Student loan repayments are deferred for the next six months, until September 30, 2020.

Region: Northwest Territories

Student Loan Deferral

Repayment requirements will be suspended between March 31 and Sept. 30, 2020. 

Region: New Brunswick

Temporary Aid for Workers Benefit

A payment of $573 per week, for a period of 14 days, for those forced into isolation. Depending on the applicant’s state of health, the coverage period could be extended to a maximum of 28 days.

Region: Quebec

Student Loan Deferral

Student loan repayments are deferred for the next six months, until September 30, 2020.

Region: Quebec

Learn more:

Student Loan Deferral

Student Loan Payment Deferral

Student loan repayments are deferred for the next six months, until September 30, 2020.

Region: Saskatchewan

WorkingNB

Workers seeking career or training opportunities can connect with an employment counsellor at WorkingNB. Counsellors can help clients identify career goals and connect them to the labour market through training and employment opportunities.

Region: New Brunswick

Learn more:

WorkingNB

COVID-19 Support for Essential Workers

This temporary wage top-up program is for Island workers employed by any business or organization, including for-profit, non-profit or other entity providing essential services.

Region: Prince Edward Island

 

COVID-19 Agriculture Labour Support Initiative (ALSI)

ALSI allows individuals who are interested in working on a farm to register with WorkPEI and be connected with agricultural businesses who have registered their job openings.

Region: Prince Edward Island

 

COVID-19 Rent Assist program

Tenants and landlords who are affected by income losses during the COVID-19 pandemic will receive support from the Government of Yukon’s new COVID-19 Rent Assist program. Tenants living in private non-subsidized market rental housing in Yukon who have lost 30 per cent or more of their income due to COVID-19 are eligible for a grant to help cover rent from April to June 2020. Eligible households can receive 50 per cent of median market rent based on unit size using the Whitehorse median market rent.

Region: Yukon

Summer Student Employment Equity Program (SSEEP)

The government of Nunavut is now accepting applications for the Summer Student Employment Equity Program (SSEEP) . The deadline to apply is July 17, 2020. Summer students may work from home or in government offices depending on the nature of the position and the public health measures in place.

Region: Nunavut

Canada Emergency Response Benefit

The Federal Government will provide a taxable benefit of $2,000 every 4 weeks for up to 16 weeks to eligible workers who have lost their income due to COVID-19.

Region: National (Federal Government)

Youth Employment and Skills Strategy

The Federal Government is providing $153.7 million for the Youth Employment and Skills Strategy to help youth develop skills and gain valuable work experience. 

Funding will support a range of measures in high-demand sectors such as agriculture, technology, health and essential services, creating over 6,000 additional job placements.

Region: National (Federal Government)

Select a region to filter:

  • Show All
  • Alberta
  • British Columbia
  • Manitoba
  • New Brunswick
  • Newfoundland and Labrador
  • Northwest Territories
  • Nova Scotia
  • Nunavut
  • Ontario
  • Prince Edward Island
  • Quebec
  • Saskatchewan
  • Yukon

Tax Relief

Businesses will get five months of interest and penalty relief to file and make payments for the majority of provincially administered taxes.

Between April 1, 2020 and August 31, 2020, the province will not apply any penalty or interest on any late-filed returns or incomplete or late tax payments under select provincially administered taxes, such as Employer Health Tax, Tobacco Tax and Gas Tax.

Region: Ontario

Learn more:

Tax Relief

Working Capital for New Brunswick Small Business Owners

Small business owners impacted by the COVID-19 pandemic can apply for working capital loans up to $100,000 through the NB Small Business Emergency Working Capital Program.  

This program is accessible to small businesses employing 1 to 49 employees, including sole proprietors/self-employed, with sales of less than $10 million in the most recent fiscal year.

The loans are funded by the government of New Brunswick and are administered by the Community Business Development Corporation (CBDC).

Region: New Brunswick

Community Investment Fund COVID-19 Relief

The Government of New Brunswick has included a new category into the Community Investment Fund to assist in providing relief to non-profits in New Brunswick being impacted by COVID-19.

This funding is available for small to medium-sized non-profits in the form of a grant between a minimum of $500 and up to a maximum of $10,000.

Region: New Brunswick

Emergency Working Capital Funding

A financing program has been developed to provide emergency working capital financing to help PEI’s small businesses

Eligible applicants can apply to receive a working capital loan of up to $100,000 with a fixed interest rate of 4% per annum to be used to assist with fixed operating costs (including payroll, rent, utilities etc) with principal & interest payments deferred for a minimum of 12 months. 

Region: Prince Edward Island

WorkingNB

WorkingNB services are available to any New Brunswick employer or job-seeker looking for support. Businesses with human resource challenges, including with recruitment, retention or training, can contact WorkingNB for support through a workforce consultant.

Region: New Brunswick

Learn more:

WorkingNB

WSIB Payment Deferrals

Employers can defer Workplace Safety and Insurance Board (WSIB) payments for up to six months.

All employers covered by the WSIB’s workplace insurance are automatically eligible for the financial relief package.

Region: Ontario

Affordable Electricity Bills

Effective June 1, 2020, Ontario introduced a COVID-19 Recovery Rate of 12.8¢/kWh for TOU Regulated Price Plan customers, also effective 24 hours a day, seven days a week. This temporary rate will be in effect until October 31, 2020.

Region: Ontario

NB Business working capital above $100,000

Opportunities New Brunswick is making available working capital loans to assist employers respond to the challenges associated with COVID-19.

Working capital in excess of $100,000, up to a maximum of $1 million is available.

Region: New Brunswick

Tax Changes

Alberta corporate income tax balances and instalment payments coming due between March 18, 2020 and August 31, 2020 are deferred until August 31, 2020. 

Region: Alberta

Learn more:

Tax Changes

Summer Student Recovery Plan

A new wage subsidy program to support high school and post-secondary students employed in the private and non-profit sectors. Under the new program, up to $120 million is available for employers to access a $7 per hour wage subsidy, up to a maximum of $5,000 per student. The program is open to Manitoba students aged 15 to 29, with an employment period from May 1 to Sept. 4. Employers can be subsidized to hire up to five students. Reimbursement will be provided at the end of the employment period, upon proof of payment of student wages.

Region: Manitoba

Manitoba Gap Protection Program

The Manitoba government is providing up to $120 million to support Manitoba’s small and medium-sized businesses that are facing significant challenges posed by the COVID-19 pandemic. 

The province will advance each eligible business the non-interest bearing forgivable MGPP loan of $6,000, for a total of up to $120 million. The loan will be forgiven on Dec. 31, 2020, if the recipient attests at that time the business has not received any major non-repayable COVID-19 federal supports such as the Canada Emergency Wage Subsidy and the Canada Emergency Business Account, as well as sector-specific grant federal programs specifically developed in response to the pandemic. 

Region: Manitoba

Loans for Business

Financial assistance is available for business in Quebec experiencing temporary difficulty due to the pandemic.

Region: Quebec

Learn more:

Loans for Business

Emergency aid for small and medium-sized enterprises

The Emergency Assistance Program for Small and Medium-Sized Businesses aims to support, for a limited period, eligible businesses who are experiencing financial difficulties due to COVID-19 and who need cash under $ 50,000.

Region: Quebec

Virtual Business Support Hub

The Nova Scotia provincial government is working with post-secondary partners to offer education, training and guidance for small businesses. A centralized online hub will connect businesses with support programs available from post-secondary institutions and other regional organizations. Business support workers will help connect businesses with the programs they need.

The virtual hub will be hosted by Nova Scotia Community College (NSCC). It will be available in early May, but you can start getting answers now by emailing business@nscc.ca or visiting NSCC’s business support website.

Region: Nova Scotia

Canada Emergency Commercial Rent Assistance for Small Businesses

This program, in partnership with the federal government, will provide rent relief for commercial small businesses that have temporarily ceased operations or lost at least 70 per cent of revenue because of the COVID-19 pandemic.

The program will be delivered by the Canada Mortgage and Housing Corporation (CMHC) and will be available in May.

Region: Nova Scotia

Agriculture Training Support Program

The program is intended to offset costs for COVID-19 safety and training, including the costs for personal protective equipment and to remove any barriers to get Albertans safely working.

Region: Alberta

The Prince Edward Island Fish Emergency Loan Program

The program will provide loans up to $25,000 to Islander harvesters at 4 per cent interest over a five-year term.

Region: Prince Edward Island

The Interest Relief Program

The program will support fish harvesters with up to 12 months of interest relief and service debt costs on a maximum of $250 million at an average interest rate of 5 per cent.

Region: Prince Edward Island

COVID-19 Workspace Adaption Assistance Fund

To help small businesses purchase and install protective measures such as plexiglass dividers or handwashing stations to safeguard employees and customers.

Region: Prince Edward Island

Gift Card Program

Any employee who has received a lay-off notice as a direct result of the impacts associated with COVID-19. The employer submits an application form for every 25 employees. 

Once approved, an email will be sent to the employer with individual letters for your employees.  These letters will contain a ‘gift card number’. The affected employee can redeem their gift card number at any Sobeys, Foodland, Co-op or Lawton’s store on Prince Edward Island.  Note that the employee must present their letter and a photo ID (or two valid pieces of personal identification) in order to redeem.

Region: Prince Edward Island

Learn more:

Gift Card Program

Small Business Advice

Talk to a small business advisor at Business Link to get free advice, coaching and information on COVID-19 resources and supports.

Submit your question online or contact them directly:

Hours: 8:30 am to 4:30 pm (open Monday to Friday, closed weekends and statutory holidays)

Phone: 780-422-7722

Toll free: 1-800-272-9675 (Canada only)

TTY: 1-800-457-8466 (For the deaf or hard of hearing)

Region: Alberta

Learn more:

Small Business Advice

Corporate Income Tax Filing Deadline Extended

The Manitoba government is extending the provincial corporate income tax filing deadline to Aug. 31, with no interest or penalties.

Region: Manitoba

Post-Secondary Student Program

This summer employment program is designed to create jobs for post-secondary students by providing a financial incentive to Prince Edward Island employers. In turn, students will gain valuable work experience, preferably related to a student’s field of study. 

Who is eligible to participate?

Eligible employers on Prince Edward Island include:

  • registered private sector businesses
  • non-Profit organizations 
  • public sector

Region: Prince Edward Island

Saskatchewan Small Business Emergency Payment (SSBEP)

The Saskatchewan Small Business Emergency Payment (SSBEP) provides a one-time grant for small and medium-sized enterprises directly affected by government public heath orders related to COVID-19. Grants will be paid based on 15 per cent of a business's monthly sales revenue, to a maximum of $5,000.

Region: Saskatchewan

Provincial Sales Tax

Saskatchewan businesses which are unable to remit their PST due to cashflow concerns will have three-month relief from penalty and interest charges.

Region: Saskatchewan

Learn more:

Provincial Sales Tax

Workers’ Compensation Board

Saskatchewan Workers Compensation Board (WCB) is waiving premium penalties for employers effective April 1 until June 30, 2020.

Region: Saskatchewan

Employer Health Tax Deferral

Businesses with a payroll over $500,000 can defer their employer health tax payments until Sept. 30, 2020. Businesses with a payroll under this threshold are already exempt from the tax.

Region: British Columbia

Extending Tax Filing Deadlines

The Province is extending tax filing and payment deadlines for the provincial sales tax (PST), municipal and regional district tax on short-term accommodation, tobacco tax, motor fuel tax and carbon tax until Sept. 30, 2020

Region: British Columbia

School Tax Cuts

Business and light- and major-industry property classes will see their school tax cut in half.

Region: British Columbia

Learn more:

School Tax Cuts

Yukon Business Relief Program

The Yukon Business Relief Program provides non-repayable grants of up to $30,000 per month to cover fixed costs, including rent, water, sewer, electricity, internet or insurance.

Region: Yukon

Temporary Support for Events Funding Program

The Temporary Support for Events Funding Program will help businesses recover certain costs from the cancellation of major events due to COVID-19. Major events are those which would have had gatherings of more than 50 people, such as the Arctic Winter Games or Yukon Native Hockey Tournament.

Region: Yukon

COVID-19 Business Advisory Council

The Government of Yukon has established a COVID-19 Business Advisory Council to ensure the needs of Yukon’s business community are heard as we address the economic impacts of COVID-19. This council includes stakeholders from a wide variety of sectors who will contribute their knowledge and experience representing diverse aspects of Yukon’s economy.

Region: Yukon

Business Development and Investment Corporation (BDIC)

The BDIC is offering low interest loans to businesses to help offset up to one month of COVID-19 impacts. BDIC is also allowing the deferral of any BDIC loan payments for a period of up to three cumulative months, between April 1, 2020 and September 30, 2020.

Region: Northwest Territories

Economic Relief and Growth Advisory Group

Northwest Territories has begun work to establish an Advisory Council to ensure that the items most critical to local economies and jobs are targeted for government support.

Region: Northwest Territories

Contribution Carryovers

Northwest Territories will allow non-government organizations, Indigenous Governments, and Community Governments with unused contribution amounts in 2019-20 to use these funds in 2020-21.

Region: Northwest Territories

Funding for Municipalities

The Department of Community and Government services is providing an additional $2 million to municipalities to cover expenses related to COVID-19. 

Eligible expenses include but are not limited to the purchase of cleaning materials, hiring additional staff, expenses for additional road clearing, by-law and enforcement patrols, and to cover lost revenues resulting from facility closures.

Region: Nunavut

Small Business Support Program

The Department of Economic Development and Transportation Services will provide immediate short-term relief to Nunavut businesses through its Small Business Support Program 

  • Eligible businesses can apply for up to $5,000 in support

Region: Nunavut

Amendment to the Credit Union Regulations, 2009

The Federal Government announced that it will provide up to $40,000 in commercial loans to businesses to alleviate financial pressures during the COVID-19 pandemic. 

To support the province’s credit unions and their commercial members, the provincial government has amended the Regulations to provide all of the province’s credit unions with the ability to access federal commercial loan programs to help Newfoundland and Labrador businesses. 

Region: Newfoundland and Labrador

Emergency Relief – Worker Assistance Program

The Emergency Relief - Worker Assistance Program is a temporary program to provide financial support to employers to assist their employed workers who have been impacted by reduced hours at work as a result of COVID-19. 

Region: Prince Edward Island

COVID-19 Business Adaptation Advice Program

The COVID-19 Business Adaptation Advice program provides a non-repayable contribution to Prince Edward Island businesses, entrepreneurs, not-for-profits, and non-governmental organizations to access professional advice and support to adapt or recover from the impacts of COVID-19. 

Region: Prince Edward Island

COVID-19 Income Support Fund

The Prince Edward Island COVID-19 Income Support Fund provides financial support to residents of Prince Edward Island to bridge the gap between the loss of their job/lay-off, loss of their primary source of income, Employment Insurance benefits have expired or loss of all revenues through self-employment as a result of COVID-19. This emergency income fund is a one-time lump sum payment of $750 from the Government of Prince Edward Island. This emergency income is taxable.

Individuals who are self employed may be eligible for the support fund.

Region: Prince Edward Island

Learn more:

Income Support Fund

COVID-19 Support for Essential Workers – Earning $3,000/Month or Less

This program is intended to provide a temporary wage top-up to essential workers employed during the Prince Edward Island Public Health State of Emergency due to the COVID-19 pandemic. Eligible employees will receive a one-time payment of $1,000, administered through their employer. 

Eligible employers on Prince Edward Island include any business or organization including for-profit, non-profit, public sector or other entity providing goods and services deemed to be providing an essential service.

Region: Prince Edward Island

Buy BC

New Buy BC e-commerce funding is available to help the province’s farmers and food and beverage processors overcome some lost sales by moving their products online. 

The program provides financial support to access and develop websites that accommodate online sales and helps cover the costs of marketing and shipping products to consumers throughout the province.  

Online applications are accepted on a first-come, first-served basis, from May 15 to May 29, or when the funding is fully subscribed.

Region: British Columbia

Learn more:

Buy BC

Support for Entrepreneurs and Economic Development (SEED) Program

The SEED program will be used to help businesses recover as the COVID-19 pandemic subsides and encourage new, innovative proposals that reflect the realities of the new post-COVID-19 economy.

Region: Northwest Territories

Temporary 10% Wage Subsidy

The Temporary 10% Wage Subsidy is a three-month measure that will allow eligible employers to reduce the amount of payroll deduction required to be remitted to the Canada Revenue Agency (CRA).

Region: National (Federal Government)

Indigenous Businesses

The Federal Government announced up to $306.8 million in funding to help small and medium-sized Indigenous businesses, and to support Aboriginal Financial Institutions that offer financing to these businesses.

The funding will allow for short-term, interest-free loans and non-repayable contributions through Aboriginal Financial Institutions, which offer financing and business support services to First Nations, Inuit, and Métis businesses.

Region: National (Federal Government)

Learn more:

Indigenous Business

Large Employer Emergency Financing Facility (LEEFF)

LEEFF will provide bridge financing to Canada’s largest employers.

Region: National (Federal Government)

Expanding the Business Credit Availability Program (BCAP)

Expand the Business Credit Availability Program (BCAP) to mid-sized companies with larger financing needs. Support for mid-market businesses will include loans of up to $60 million per company, and guarantees of up to $80 million.

Region: National (Federal Government)

Canada Emergency Commercial Rent Assistance

The Federal Government reached an agreement in principle with all provinces and territories to implement the Canada Emergency Commercial Rent Assistance (CECRA) for small businesses. This program will lower rent by 75 per cent for small businesses that have been affected by COVID-19.

The program will provide forgivable loans to qualifying commercial property owners to cover 50% of three monthly rent payments that are payable by eligible small business tenants who are experiencing financial hardship during April, May, and June.

Region: National (Federal Government)

Indigenous Businesses

The Federal Government announced up to $306.8 million in funding to help small and medium-sized Indigenous businesses, and to support Aboriginal Financial Institutions that offer financing to these businesses.

The funding will allow for short-term, interest-free loans and non-repayable contributions through Aboriginal Financial Institutions, which offer financing and business support services to First Nations, Inuit, and Métis businesses.

Region: National (Federal Government)

Canada Emergency Wage Subsidy

The subsidy generally covers 75% of an employee's wages – up to $847 per week - for employers of all sizes and across all sectors who have suffered a drop in gross revenues of at least 15% in March, and 30% in April and May.

The program will be in place until August 29, 2020.

Region: National (Federal Government)

Extending the Work-Sharing program

The Federal Government is extending the maximum duration of the Work-Sharing program from 38 weeks to 76 weeks for employers affected by COVID-19.

Region: National (Federal Government)

How to apply:

Work-Sharing Program

Business Credit Availability Program

The Federal Government established a Business Credit Availability Program (BCAP) to provide additional support through the Business Development Bank of Canada (BDC) and Export Development Canada (EDC).

BDC and EDC are working with private sector lenders to coordinate on credit solutions for individual businesses, including in sectors such as oil and gas, air transportation, exports and tourism.

This program includes:

  • Loan Guarantee for Small and Medium-Sized Enterprises
  • Co-Lending Program for Small and Medium-Sized Enterprises 

These programs are now available at various financial institutions and credit unions

Region: National (Federal Government)

Canada Emergency Business Account

The Canada Emergency Business Account (CEBA) will provide interest-free loans of up to $40,000 to small businesses and not-for-profits. 

Business owners can apply for support from the Canada Emergency Business Account through their banks and credit unions.

Region: National (Federal Government)

Canada Emergency Commercial Rent Assistance

The Federal Government reached an agreement in principle with all provinces and territories to implement the Canada Emergency Commercial Rent Assistance (CECRA) for small businesses. This program will lower rent by 75 per cent for small businesses that have been affected by COVID-19.

The program will provide forgivable loans to qualifying commercial property owners to cover 50% of three monthly rent payments that are payable by eligible small business tenants who are experiencing financial hardship during April, May, and June.

Region: National (Federal Government)

Student Work Placement Program

The Federal Government is providing $80 million for the Student Work Placement Program to support up to 20,000 post-secondary students across Canada to obtain paid work experience related to their field of study.

Region: National (Federal Government)

Take the survey